About

About TurnYourClaim

Last reviewed: June 2026

TurnYourClaim is an independent editorial research project focused on one question: what should a person do after a car accident in their state? We publish state-specific guides for ten U.S. states (Texas, California, Florida, Georgia, North Carolina, New York, Illinois, Pennsylvania, Ohio, and New Jersey), covering accident reporting deadlines, insurance claim procedures, fault systems, and statutes of limitations.

Our Mission

Most people only deal with a serious car accident once or twice in their lives — and when it happens, they have no idea what the next 30 days look like. State laws vary widely, deadlines are short, and a single missed step (a late accident report, the wrong insurance election, an unrecorded statement) can cost thousands of dollars or eliminate a claim entirely.

We translate the rules — and recent rule changes — of each state into plain-language guides so a non-lawyer can understand what is legally required and what their options are.

Editorial Process

Every guide on this site goes through the following process:

1. Primary-source research. Our editorial researchers pull legal information directly from state government sources — state legislatures, departments of insurance, departments of motor vehicles, and state bar associations. We cite these sources when relevant.
2. Cross-verification. Each piece of legal data (statute of limitations, minimum insurance, fault rule, reporting deadline) is verified against at least two independent .gov or official sources before publication.
3. Plain-language editing. Editors rewrite legal terminology into language a person without legal training can read. We aim for an 8th-grade reading level.
4. Periodic review. Laws change. We re-check every state guide at least once per year against current government sources, and we update content immediately when we become aware of a material change. The "Last reviewed" date on each guide tells you when it was most recently checked.

Recent Editorial Updates

• March 2026 — Cross-verified all ten state guides against .gov sources. Updated Florida (HB 837 comparative-fault transition), New Jersey (15/30/5 → 35/70/25 minimum insurance, effective Jan 1, 2026), North Carolina (30/60/25 → 50/100/50, effective July 1, 2025), California (statute reference SB 1107), Ohio (PD statute of limitations 2 years), Georgia (DMV reporting window 10 days).
• February 2026 — Initial publication of all 70 articles across 10 states.

Who Writes and Reviews Our Content

Rohan Mehta leads consumer-claims research at Sapipine, Inc. He spends his time on the part most people skip: reading the actual statutes, comparing how each state handles the same claim, and turning dense legal language into steps you can follow. He is not an attorney, and nothing here is legal advice — his job is to map the system accurately so you walk into it knowing what to expect.

TurnYourClaim is published by Sapipine, Inc., the company behind a small group of independent research sites that explain complicated systems — claims, benefits, and the paperwork in between. A byline indicates editorial responsibility for that guide, not the establishment of an attorney-client relationship. To suggest a correction or flag an outdated reference, email contact@turnyourclaim.com.

What We Are Not

TurnYourClaim is not a law firm. We do not represent clients, file claims, or give legal advice on specific situations. Reading a guide on this Site does not create an attorney-client relationship.

TurnYourClaim is not a lawyer referral service as defined under state bar rules. When you submit a case-evaluation form, your information may be forwarded to independent attorneys or third-party attorney networks (such as 4LegalLeads) who may be able to assist you. Those attorneys and networks are independent businesses; we do not represent them, and they do not represent us.

Some pages include advertising or attorney case-evaluation forms. We take no payment to feature a specific law firm, product, or claim type, and advertising does not influence our editorial coverage.

By the Numbers

• 10 U.S. states covered
• 70+ in-depth guides
• 2026 cross-verification of all state legal data against .gov sources
• 8th-grade target reading level

Get in Touch

If you need help connecting with an attorney about a specific accident, use our Free Attorney Consultation form. For editorial questions or corrections, email contact@turnyourclaim.com. For privacy questions, see our Privacy Policy.